Florida's Independent Auto Insurance Agency
Fast, affordable Florida car insurance
We shop 20+ top carriers to find you the lowest honest price — full coverage, liability, SR-22, FR-44, non-owner, and more. Same-day proof of insurance, statewide, with bilingual agents.
- Same-day proof of insurance
- SR-22 & FR-44 filed fast
- Bilingual agents — Hablamos Español
4.9★
487+ reviews
350+
Florida cities served
20+
Carriers shopped
Same-day
Proof of insurance
Coverage for every driver
Insurance built around your situation
From your first policy to getting back on the road after a ticket or DUI — we have a Florida carrier for you.
Full Coverage
Full coverage combines Florida’s required coverages with comprehensive and collision, so your own vehicle is protected whether you cause an accident, get hit by an uninsured driver, or your car is stolen, flooded, or damaged by a storm.
Learn moreLiability Only
Liability-only coverage pays for the other driver’s injuries and property damage when you’re at fault.
Learn moreSR-22
An SR-22 is not insurance — it’s a certificate your insurer files with the Florida DHSMV to prove you carry the required coverage, usually after a license suspension or certain violations.
Learn moreFR-44
An FR-44 is Florida’s high-limit certificate required after a DUI conviction.
Learn moreNon-Owner
Non-owner car insurance gives you liability coverage when you drive cars you don’t own — and it’s often the key to filing an SR-22 or FR-44 without a vehicle.
Learn moreForeign License
New to the U.
Learn moreLow Down Payment
Get covered today without a large upfront cost.
Learn moreSame-Day
Need proof of insurance today? We can bind coverage and send your proof of insurance the same day — often within minutes — so you can register, drive, or satisfy a lender.
Learn moreWhy Florida Specialty
An independent agency that works for you
We're not a call center and not tied to one company. Based in Sarasota and serving all of Florida, we put 20+ carriers in competition for your business — then explain your options in plain English or Spanish.
- We shop 20+ carriers so you see real competition on price
- High-risk specialists — tickets, accidents, DUI, and lapses welcome
- Same-day coverage, proof of insurance, and SR-22 / FR-44 filings
- Bilingual agents — hablamos español
- Low down payment and flexible monthly plans
Tell us about you
Call or start online — takes a couple of minutes.
We shop the market
20+ carriers compared for your lowest rate.
You choose
Clear options, explained with no pressure.
Get covered today
Same-day proof of insurance, emailed or texted.
Local, statewide
Car insurance in your Florida city
Local expertise in 350+ Florida cities. Find yours:
Seguro de auto en español
Agentes bilingües listos para ayudarle. Cotización gratis, cobertura el mismo día, y aceptamos licencia extranjera. Llame hoy.
Insure by vehicle
Coverage for what you drive
Frequently asked questions
How much is car insurance in Florida?
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What is the minimum car insurance required in Florida?
Do you have Spanish-speaking agents?
What is the difference between SR-22 and FR-44 in Florida?
Ready to save on Florida car insurance?
Get a free, no-obligation quote in minutes — or call now and talk to a licensed Florida agent today.